Katie Newell speaks to Peter Foulds from Appraisers UK
With the increased turning of the legislative screws on landlords, particularly around HMOs, what are some of the challenges for landlords this year? Peter Foulds - HMO specialist Surveyor from Appraisers UK explains how local authorities’ regulations and licences for room sizes create a complex picture which brokers and landlords needs to pay attention to.
Grant Hendry speaks to Richard Merrett from SimplyBiz
Will this be a good year? Richard Merrett Head of Strategic Development (Mortgages) fromSimplyBiz speaks to Grant Hendry on how this less frenetic market gives advisors the chance to broaden their offering and enhance consumer experience - and for lenders and distributors alike to review their strategies.
Grant Hendry speaks to Nathan Reilly from Twenty7tec
A wide range of products and customer types are back on the sourcing systems. Despite the doom and gloom, it looks like a lot of customers sat on decisions in Q4, then got started in the new year. But is it just remos for 2023? Nathan Reilly, Customer Relationship Director of Twenty7tec tells Grant Hendry what product types are being searched for in 2023.
What is an 'Early remortgage' product
Many lenders only accept re-mortgage applications where the applicant’s existing mortgage has been running for at least six months. This restriction can prove a disadvantage for certain buy to let borrowers, so some lenders including Foundation now permit re-mortgaging within six months of initial purchase.
Grant Hendry speaks to... Christine Newell of Paradigm
Do you understand the new Consumer Duty regulations and what they might mean for your business? We interviewed Christine Newell, Mortgages Technical Director from Paradigm, and an industry expert on what Mortgage Brokers need to know about the changes.
Nine ways the lender and broker can work to help, not hinder, the self-employed.
Unfortunately, the Covid 19 pandemic affected many Self-Employed business owners and their staff. However, as a specialist lender who underwrites residential cases individually, we have worked hard to apply a risk-based and common-sense approach to manually underwriting these types of borrower, in order to offer the very best criteria and service possible.
What's the difference between a Short Term Let, Airbnb, Holiday let and Serviced Accommodation?
A ‘How to’ guide by Gemma Lang, Regional Area Manager at Foundation Home Loans
As you know, we lend on Short Term Lets in England, Wales and Scotland, but what does “Short Term Let” really mean?