Specialist mortgages?

Solution Found.

Welcome to Foundation Home Loans. We are a specialist buy to let and residential mortgage lender, providing flexible solutions for your more complex cases.

The home of Buy to let mortgages for specialist properties

When it comes to buy to let mortgages for specialist property cases, such as for HMOs, multi-unit blocks, large portfolios, short term lets, new builds and more, we can help.

Homes for Ukraine Scheme

Foundation Home Loans is fully supportive of the Government’s Homes for Ukraine Scheme.

If you are considering applying to be a sponsor under the Homes for Ukraine Scheme please find further details here:

https://homesforukraine.campaign.gov.uk/ and


Please fully consider your financial circumstances before participating in this Scheme.

Current service levels

Updated 24.05.2022




Time to answer:


45 seconds


Average time to answer broker desk calls.

DIP referral:


Buy to let - 1 day

Residential - 1 day


Decision in principle referral time.

Application review:


Buy to let - 2 days

Residential - 2 days


Maximum time to review a full mortgage application.

Underwriter review:  


Buy to let - 2 days

Residential - 3 days


Maximum time for underwriter to review once all requirements (including valuation) are met. 

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