Specialist mortgages?

Solution Found.

Welcome to Foundation Home Loans. We are a specialist buy to let and residential mortgage lender, providing flexible solutions for your more complex cases.

Current service levels

Updated 26.02.2021




Average time to answer broker desk calls 2 minutes 50 seconds

Decision in principle referral time 2 days

The maximum time to review full mortgage application will be 2 days for buy to let and 4 days for residential

The maximum time for underwriter to review once all requirements are met will be 2 days for buy to let and 4 days for residential

Stamp duty deadline

Great news, we are still open for new business. We are also mindful of the need to maintain high standards of service, and would like to reassure you that we are focused on progressing swiftly both new and existing business. We have increased resources in our new business team, including internal and regional BDMs, who in addition to their ‘normal’ role are working closely with brokers to obtain the final requirements on all applications. This has enabled our underwriters to concentrate on reviewing applications with all requirements met, which along with our process improvements has resulted in a significantly increased first-time offer rate.

We are doing all this and whilst we cannot guarantee property transactions will complete before the 31st March, we are keen to work closely supporting you and your clients ahead of the deadline. Please visit our new stamp duty FAQs page to find out more.

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