Need a home for your specialist mortgages?

Solution Found.

Have you seen our new and enhanced residential criteria?

Buy to let mortgages

We offer a competitive range of products to meet the needs of a variety of your buy to let clients. And our mission is to find just the right buy to let solution for your complex clients.

  • Non-portfolio and portfolio landlords
  • Limited companies
  • Those financing HMOs and MUBs
  • Individuals with more complex needs

Residential mortgages

Our residential mortgages are the solution for your clients who just miss out on the mainstream lenders.

  • For those who don’t meet high street credit scores – such as those not on the voters roll or have frequent credit searches against their name 
  • Options for first time buyers
  • Options for those seeking interest only solutions

Current service levels

Updated 07.12.19
Buy to let
Decision in principle referral time:
1 day
1 day
Full mortgage application review time:
1 day
1 day
Time to review uploaded documents:
1 day
3 days
Average time to answer broker desk calls:
39 secs
39 secs

Our news

'Near-miss' residential mortgage criteria and rates

Minor credit blips may push certain borrowers outside the ‘norms’ of the mainstream lenders, but we believe they are still very much credit-worthy, so we have the overall product offering, criteria and service to ensure they get the mortgages they deserve.

Industry views

Stats to influence your buy to let business

The mortgage market is certainly no stranger to data, market research and indices. They are vital from an internal and external business perspective. They allow us to evaluate what we as a specialist lender are doing right and what we are doing wrong. They offer us an insight into the minds of our landlord clients and our intermediary partners. They can also highlight what our competitors are doing – again good and bad – and provide an overview of market conditions in areas which might not yet be included within our core business.


HMOs the success story for landlords in Q3 2019

Our quarterly survey of 883 landlords for Q3 2019 (via BVA BDRC) revealed that the rental yields for their HMOs, at 6.5% per year on average, far outshone the average rental yield for all property types of 5.6%.