Welcome to Foundation Home Loans. We are a specialist buy to let and residential mortgage lender, providing flexible solutions for your more complex cases.
Average time to answer broker desk calls 2 minutes 50 seconds
Decision in principle referral time 2 days
The maximum time to review full mortgage application will be 2 days for buy to let and 4 days for residential
The maximum time for underwriter to review once all requirements are met will be 2 days for buy to let and 4 days for residential
Stamp duty deadline
Great news, we are still open for new business. We are also mindful of the need to maintain high standards of service, and would like to reassure you that we are focused on progressing swiftly both new and existing business. We have increased resources in our new business team, including internal and regional BDMs, who in addition to their ‘normal’ role are working closely with brokers to obtain the final requirements on all applications. This has enabled our underwriters to concentrate on reviewing applications with all requirements met, which along with our process improvements has resulted in a significantly increased first-time offer rate.
We are doing all this and whilst we cannot guarantee property transactions will complete before the 31st March, we are keen to work closely supporting you and your clients ahead of the deadline. Please visit our new stamp duty FAQs page to find out more.
With over 1000 years combined sales and underwriting experience, we are here for you and your clients with more complex buy to let or residential mortgage needs. Watch the video to discover more about how we can help you.
Following your feedback, we have made improvements to our broker portal to enable us to get to underwriting your residential cases sooner.
It’s testament to the UK’s continued appetite for homeownership, government intervention and sustained commitment from lenders that we're in this quite remarkable position at the end of 2020.
We've listened to your feedback and made our limited company cases even more straightforward.
Great news! We’ve made an exciting addition to our buy to let range today that you need to hear about.
Our residential range is undergoing some exciting changes today.
We’re enhancing our buy to let range today with rate reductions on some of our 5 year fixed rates.
We’ve released some exciting new residential products today.
We’ve launched some exciting new buy to let products today.
We’ve made some exciting enhancements to our buy to let range today.
The residential lending landscape has changed immeasurably, particularly in the specialist sector.
We have been making changes to our buy to let range recently.
We've made a number of new changes to our residential criteria today.
We’ve updated our residential range, including new 5 year products and an increase to our max LTV.
We’ve made a series of changes to our buy to let range today, including reduced rates and more.