Need a home for your specialist mortgages?

Solution Found.

We’ve made some exciting additions to our buy to let range. Click the button below to see our new products and latest changes.

Welcome to Foundation Home Loans. We are a specialist buy to let and residential mortgage lender. And we are particularly confident in dealing with limited company applicants, portfolio landlords, those wanting to mortgage an HMO or multi unit block and clients with complex employment. 

Buy to let mortgages

Our mission is to find just the right buy to let solution for your complex clients.

  • Non-portfolio and portfolio landlords
  • Limited companies
  • Those financing HMOs, multi unit blocks and short term lets
  • Individuals with more complex needs


Residential mortgages

Our residential mortgages provide flexible solutions for your more extraordinary clients.

  • The more recently self-employed
  • Employed clients including those with high commission and/or bonus
  • Clients with multiple or unusual income sources
  • Clients with minor blips on their credit rating and other credit score declines

Your Broker Hub

Broker hub provides you with regular updates on our business, marketing tips for your business, industry opinions from a specialist lender perspective and also a place to come for a coffee break. Check out more on Broker Hub below.

Foundation Updates

09 July 2020
Sandra Robson-Clark

10 Top tips to speed up your clients’ BTL application

We've put together out top tips to speed up your clients’ BTL application.

Your Business and Industry

30 June 2020
Foundation Home Loans

Are HMOs still a viable investment?

Rightmove reported a 1.9% increase in asking prices in June compared to March.

Coffee Break

10 June 2020
Foundation Home Loans

My life under lockdown - Hiten

We asked Hiten Ganatra, Managing Director, Visionary Finance, about his life in lockdown.

Current service levels

Updated 12.07.20
Buy to let
Decision in principle referral time:
1 day
1 day
Full mortgage application review time:
2 days
1 day
Time to review uploaded documents:
4 days
3 days
Average time to answer broker desk calls:
57 secs
51 secs