We offer a competitive range of products to meet the needs of a variety of your buy to let clients. And our mission is to find just the right buy to let solution for your complex clients.
Our residential mortgages are the solution for your clients who just miss out on the mainstream lenders.
Minor credit blips may push certain borrowers outside the ‘norms’ of the mainstream lenders, but we believe they are still very much credit-worthy, so we have the overall product offering, criteria and service to ensure they get the mortgages they deserve.
The mortgage market is certainly no stranger to data, market research and indices. They are vital from an internal and external business perspective. They allow us to evaluate what we as a specialist lender are doing right and what we are doing wrong. They offer us an insight into the minds of our landlord clients and our intermediary partners. They can also highlight what our competitors are doing – again good and bad – and provide an overview of market conditions in areas which might not yet be included within our core business.
Our quarterly survey of 883 landlords for Q3 2019 (via BVA BDRC) revealed that the rental yields for their HMOs, at 6.5% per year on average, far outshone the average rental yield for all property types of 5.6%.
