Meet the Foundation Home Gnomes!

Growing your mortgage advice business into more Specialist Residential cases? Our Home Gnomes are here to help!

This summer, let these gorgeous garden goblins show you how our combination of criteria possibilities makes Foundation your first port of call... for complex borrower types, affordability or credit, or multiple complexities at the same time!

 

Home loans for life’s go-getters

Peat Moss is self-employed and only has one year of accounts. He and his contractor friends love Foundation's flexible approach to income and underwriting, and that he can use interest-only affordability for the first few years while he really gets his business off the ground.

Try our income calculator

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The Pots family are on a mission to get everyone on the property ladder…

The Pots have just used the ‘Joint Borrower Sole Proprietor’ criteria to get young Sonny Pot his own place without his parents being on the property deeds. And because Foundation allow gifted deposits from wider family like aunts and uncles, they can help out all the little sprouts in the family!

View our JBSP products and criteria

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They’re daring, they’re caring, they’re out to do good...

... and they need to afford homes near where they work. Nena and her friends love the enhanced income multiples that Foundation offer to Key Workers, including their partner’s income. She is young without much credit history, but with Foundation, she was able to buy the home she needed.

View our Key Workers products and criteria

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A little extra power behind professionals

Basil Bean is an accountant with a thriving business keeping the books for his neighbouring firms. Like many other professionals, he has a confident career trajectory and good job stability. Basil is especially full of beans today because he just found out that he is eligible to access an enhanced multiple of up to 6 times income, to buy his own home.

View our Professional Mortgage products and criteria

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Addie has had a few financial knocks, but is on a mission to clean up his credit score!

It’s low now, with some events as recent as 7 months ago, but with Foundation’s support to remortgage to an affordable rate, this hard-working garden-lover is on the way up. He says “I’m under-served, not undeserving!”.

view our F1-F4 credit criteria

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Gaia wants her home to help her care for the plants and everyone around her...

She used Foundation’s free EPC+ home review alongside the generous cashback to implement the most effective next steps to improve the energy efficiency of her home.

View our EPC Saver criteria

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Please note that these gnomes are fictitious characters created for illustrative purposes to assist mortgage intermediaries in understanding the scope of our products. They have not in reality been offered a mortgage by Foundation Home Loans. This marketing is for intermediaries only.

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