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Buy to let
Buy to let Welcome to the home of specialist buy to let mortgages for both individual landlords and limited companies.

Portfolio landlords We specialise in portfolio landlord clients. How does that benefit you?

Limited companies We are specialists in limited company buy to let. Our straightforward approach means we consider newly incorporated companies and we have generous ICRs.

Specialist property types Foundation is the home of buy to let mortgages for specialist properties such as HMOs (up to 6 occupants) and Short term lets, Holiday lets as well as flats, new builds and many other property types

Green mortgages A range of mortgages designed to support those portfolio landlords and limited company applicants making choices to reduce their impact on the environment.

Buy to let calculator How much can my client borrow?

Buy to let case studies Example borrower case studies

BTL News Our latest BTL News and updates

BTL documents Everything you need to know about our BTL products and criteria

Holiday lets Foundation is the home of buy to let mortgages for specialist properties such as HMOs (up to 6 occupants) and Short term lets, Holiday lets as well as flats, new builds and many other property types

Green EPC-Saver A range of mortgages designed to support those applicants making choices to reduce their impact on the environment.

MUBs and large HMOs For properties and landlords who need a more specialist solution

Expats Discover our broad range of products including options for Green, HMOs, large HMOs and Multi Unit Blocks available to UK nationals living as Expats
Residential
Residential We are here to help your clients with circumstances that might be a little out of the ordinary.

Professionals Discover our new specific range of mortgages for professionals

KeyWorkers Discover our new specific range of mortgages for professionals

Joint Borrower Sole Proprietor A set of mortgage products for cases with multiple applicants on the mortgage, but fewer on the property deeds.

Green mortgages A range of mortgages designed to support those applicants making choices to reduce their impact on the environment.

Affordability Calculator Find out how much your clients could borrow

Consumer Duty Download all Product Information Documents for all product types

Borrower case studies Example borrower case studies

Residential News Our latest Residential news and updates

Residential documents Everything you need to know about our Residential products and criteria

Foundation Home Gnomes Growing your mortgage advice business into more Specialist Residential cases? Our Home Gnomes are here to help!

Green EPC Saver Residential A range of mortgages designed to support those applicants making choices to reduce their impact on the environment.
Solutions
Solutions Welcome to the home of specialist solutions mortgages for both individual landlords and limited companies.

Mixed Use BTL Properties (Part Commercial) Our range of Mixed Use BTL Properties (Part Commercial) mortgages are for properties with combined Residential and Commercial use.

Solutions Calculator How much can my client borrow?

News Our latest Solutions News and updates

Solutions documents Everything you need to know about our Solutions products and criteria

Solutions case studies Example borrower case studies

Multiple Properties One Title For properties and landlords who need a more specialist solution
Partners
How to access our products You can access our products via selected networks, packagers and mortgage clubs

How we work How to work with us

Fees overview Nobody likes to be surprised by fees. That's why our fees are set out right from the beginning, so that you and your clients know exactly what to expect.

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Documents
Documents Everything you need to know about our products and criteria

England and Wales legal documents Everything solicitors need for completions in England and Wales

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Product and Criteria guides All our products and criteria guides

Solicitors Panel - England, Wales and Scotland
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About us
About Foundation Why choose Foundation Home Loans?

Meet the team Our sales team will support you with your specialist buy to let and residential cases. Get in touch to find the best solution.

Mortgage FAQs Mortgage relates frequently asked questions

LIBOR FAQs Transition of mortgage accounts which referenced LIBOR to now reference Bank Base Rate is complete

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General - Calendar

Foundation Listing

A LOOK IN TO 2025 WITH FOUNDATION

Date: 17 Dec 2024

Time: 10:00-11:00

Location: Virtual

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© 2024 Foundation Home Loans is a trading style of Paratus AMC Limited. Registered Office: No.5 Arlington Square, Downshire Way, Bracknell, Berkshire RG12 1WA.

Registered in England with Company No. 3489004. Paratus AMC Limited is authorised and regulated by the Financial Conduct Authority.

Our registration number is 301128.
Buy to let mortgages are not regulated by the Financial Conduct Authority.
Calls may be monitored and recorded.

The Financial Ombudsman Service is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at www.financial-ombudsman.org.uk

Our latest terms and conditions can be found here