Multiple Properties One Title

For up to 4 individual properties or units but on one freehold title 

Why use Solutions by Foundation for Multiple Properties One Title?

 

At the heart of our offering lies the flexibility to accommodate up to 4 individual properties or units on a single freehold title.

What sets us apart is not just our ability to accommodate multiple units under one title, but the freedom we provide in terms of rental arrangements. Unlike conventional approaches that typically restrict your clients to standard buy-to-let rental agreements (AST). 

Letting may be on the basis either of a standard buy to let rental agreement OR on a short-term or holiday let basis. Lending is possible against up to 4 units on a short-term or holiday let basis.  

At a glance:

  • Available for both purchase and re-mortgage
  • Suitable for individual, limited company
  • Choice of 2 and 5-year fixed-rate options
  • Products accessible at 65% and 75% Loan-to-Value (LTV) ratios
  • Where let on a holiday let basis the LTV is capped at 65%
  • Minimum loan size of £100,000
  • Generous maximum loan sizes of £3 million at 65% LTV and £2 million at 75% LTV
  • Minimum age 25 for at least one of the applicants

Our Rates:

  • 65% LTV - 2 year fixed 2% fee - 6.74%
  • 65% LTV - 5 year fixed 2% fee - 6.59%
  • 75% LTV - 2 year fixed 2% fee - 6.84%
  • 75% LTV - 5 year fixed 2% fee - 6.69%