Buy to let calculator

How much can my client borrow?

Based on the rental income of your client’s property, find out here how much we may be able to lend.

We base our rental calculations on the pay rate for 5 year fixes and a notional rate of 5.5% for other products, with a stress test at 125% for limited company applications and basic rate tax payers, 135% for a combination of basic and high rate tax payers, and 145% for high rate tax payers.



Monthly rental


Loan details

Limited company?

5 year fixed rate?

Maximum loan

(Including fees to be added)



Stress Rate

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