ICR of 145% x pay rate for 5 year fixed rates
Up to 80% LTV
Maximum age: 85
Maximum loan: £1.5m
Our buy to let
products
We have a competitive range of products for different clients, including limited companies and portfolio landlords.
Our buy to let
products
We have a competitive range of products for different clients, including limited companies and portfolio landlords.
For individuals
ICR of 145% x pay rate for 5 year fixed rates
Up to 80% LTV
Maximum age: 85
Maximum loan: £1.5m
Limited companies
ICR of 125% x pay rate for 5 year fixed rates
Up to 80% LTV
No maximum age
Newly incorporated limited companies acceptable
Maximum loan: £1.5m
Portfolio landlords
No business plans or asset and liability statements needed
Simple form to fill in and processing times are the same as non-portfolio cases
Same products as individuals, limited companies and HMOs / MUBs
Specialist property types
Houses in multiple occupancy (HMOs) up to 8 bedrooms
Multi unit blocks / properties (MUBs) up to 10 units
Short term lets - no AST required
Rates from 2.94%
First time landlords
Rental calculations are the same as shown above for individuals and limited companies
Minimum loan size is £50k
Up to 80% LTV
Applicable to all products
Minimum loan size is £50k
Maximum loan size is £1m (£1.5m on our large loans product)
No minimum income
Maximum total borrowing with Foundation Home Loans is £3m
