Got a complex buy to let case?

Solution Found.

We cater for landlords who are financing their property as an individual or limited company. 

Buy to let solutions at a glance

  • Portfolio and non-portfolio landlords
  • Limited companies and individuals
  • Expats for limited companies only
  • Specialist property types - HMOs, multi unit blocks and short term lets
  • Large loan products available

Solutions for portfolio landlords

  • Portfolio assessment valid for 6 months
  • No limit to the background portfolio size, subject to a maximum of £3m with us
  • No business plans or asset and liability statements needed
Read more

Solutions for limited company applicants

  • Newly incorporated limited companies acceptable
  • Complex company structures considered
  • No maximum age
Read more

We have generous ICRs for your specialist buy to let clients. You can see some examples of calculations below, or why not give our calculator a try for yourself below and work out how much your client can borrow?

Examples of BTL calculations

Example one

  • Limited company client
  • Standard property and rent is £1200 per month
  • 75% LTV, ICR@125%
  • 2 year fixed of 5.50%
  • Maximum loan of £209,455

Example two

  • Limited company client
  • Standard HMO property and rent is £1500 per month
  • 75% LTV, ICR@125%
  • Rate of 3.94%
  • Maximum loan of £365,482

Example three

  • Individual higher rate tax payer client
  • Standard property and rent is £1000 per month
  • 75% LTV, ICR@145%
  • Rate of 3.59%
  • Maximum loan of £230,525

These are example rates which may vary from rates available at the time. Please use the calculator for an accurate loan amount based on a true rate.

Buy to let calculator

Want to register with us?

Request a call back
×

© 2018 Foundation Home Loans is a trading style of Paratus AMC Limited. Registered Office: No.5 Arlington Square, Downshire Way, Bracknell, Berkshire RG12 1WA.

Registered in England with Company No. 3489004. Paratus AMC Limited is authorised and regulated by the Financial Conduct Authority.

Our registration number is 301128.
Buy to let mortgages are not regulated by the Financial Conduct Authority.
Calls may be monitored and recorded.

The Financial Ombudsman Service is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at www.financial-ombudsman.org.uk