ICR of 145% x pay rate for 5 year fixed rates
Up to 80% LTV
Maximum age: 85
Maximum loan: £1.5m
Rates from 2.79%
Our buy to let range is perfect for your slightly more complex cases.
These include Limited Companies, Portfolio Landlords and those financing more specialist property such as HMOs, Multi Unit Blocks and Short Term Lets.
ICR of 145% x pay rate for 5 year fixed rates
Up to 80% LTV
Maximum age: 85
Maximum loan: £1.5m
Rates from 2.79%
ICR of 125% x pay rate for 5 year fixed rates
Up to 80% LTV
No maximum age
Newly incorporated limited companies acceptable
Maximum loan: £1.5m
Rates from 2.79%
No limit to portfolio size, subject to maximum borrowing of £3m with us
No business plans or asset and liability statements needed
Bespoke stress test for the background portfolio
Standard HMOs / MUBs - up to 6 occupants
Large HMOs – up to 8 bedrooms
Large MUBs – up to 10 units
Rates from 2.99%
No AST required
Rates from 3.19%
Minimum loan size is £50k
Maximum loan size is £1m (£1.5m on our large loans product)
No minimum income
Maximum total borrowing with Foundation Home Loans is £3m
