Complex buy to let?

Welcome to the home of specialist buy to let mortgages for both individual landlords and limited companies.

General - Dog 3X

Specialist buy to let mortgages

Foundation Home Loans is the home of specialist buy to let mortgages, offering criteria to meet a wide range of specialist mortgage needs, available to portfolio landlords, individual landlords and those buying or remortgaging via Limited Companies.

Ready to start? Why not try our BTL max loan calculator to find out how much we can lend?

Buy to let by Foundation at a Glance

  • Portfolio and non-portfolio landlords
  • Limited companies and individuals
  • Specialist property types - HMOs, short term lets and Holiday lets
  • Large loan products available
  • Early remortgage available
  • First Time Landlords accepted for standard HMOs
  • £4£ Remo products available

Buy to Let for Portfolio Landlords

  • Portfolio assessment valid for 6 months
  • No limit to the background portfolio size, subject to a maximum of £5m with us
  • No business plans or asset and liability statements needed

Buy to let for Limited Companies

  • Newly incorporated limited companies acceptable
  • Complex company structures considered
  • No maximum age

Buy to let for Holiday Lets

  • For holiday lets where the holiday let income can be utilised
  • Using high, medium, low rental figures average taken over 39 weeks
  • Maximum loan up to £3 million
  • Up to 70% LTV max ICR at 125% - just key average monthly income into the calculator!
  • 7 and 10 Year Fixed Rate options available
  • Early remortgage available