Buy to let green mortgage range

 

A range of mortgages designed to support those portfolio landlords and limited company applicants making choices to reduce their impact on the environment.

 

Priced to incentivise the purchase of or improvement of properties  to energy performance ratings of A, B or C. 

 

Our innovative green products give you a highly competitive alternative for your clients.

Buy to let green mortgages by Foundation

Who are they for?

  • Landlords purchasing and remortgaging properties with an A, B or C EPC rating
  • Portfolio and non-portfolio landlords
  • Landlords with a near-mainstream credit score
  • ICRs of 125% for limited companies and basic rate tax payers, and 145% for other borrower types

Buy to let ABC+ fixed products

  • For purchase and remortgage
  • A range of fixed rates starting at 3.14% up to 75% LTV, priced depending on the EPC rating of the property
  • Variable cashback reward of up to £750 depending on EPC rating
  • Reduced product fee of 0.5%
  • Available to individuals and limited companies
  • Available for portfolio and non-portfolio landlords
  • Remortgages permitted from day one rather than waiting for 6 months
  • ICR calculated at pay rate on 5 year fixes

Buy to let ABC discounted products

  • For purchase
  • A range of variable rates with more generous discounts dependant on the EPC level of the property
  • No early repayment charges
  • Available up to 75% LTV and £1m
  • Product fee of 2%
  • Available to individuals and limited companies
  • Available for portfolio and non portfolio landlords
  • ICR calculated at notional rate of 5.5%

“According to the IMLA report 2020, 58% of intermediaries expect consumer demand for green mortgages to grow in the future."

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