Buy to let green mortgage range
A range of mortgages designed to support those portfolio landlords and limited company applicants making choices to reduce their impact on the environment.
Buy to let green mortgages by Foundation
Who are they for?
- ABC+ products: Landlords purchasing and remortgaging properties with an A, B or C EPC rating
- EPC Saver Products for those looking to improve the energy efficiency of their property
- Portfolio and non-portfolio landlords
- Landlords with a near-mainstream credit score
- ICRs of 125% for limited companies and basic rate tax payers, and 145% for other borrower types
Buy to let ABC+ fixed products
- For purchase and remortgage
- A range of products up to 75% LTV where product allows
- Available to individuals and limited companies
- Available for portfolio and non-portfolio landlords
- Remortgages permitted from day one rather than waiting for 6 months
- ICR calculated at pay rate on 5 year fixes
- Available for Short Term Let and HMO (up to 6 occupants) properties
- Early remortgage available
Buy to let EPC Saver products
- F1 EPC Saver for improving properties A-E over 10 years old
- 2- and 5- Year Fixed products up to 75% LTV
- 1.25% fee
- Free EPC Plus report and recommendations
- £1,000 cashback
“According to the IMLA report 2020, 58% of intermediaries expect consumer demand for green mortgages to grow in the future."
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