NEW Green mortgages

 

A range of mortgages designed to support those borrowers making choices to reduce their impact on the environment.

 

Priced to incentivise the purchase of or improvement of properties in the UK to energy performance ratings of A, B or C. 

 

Our innovative green products give you a highly competitive alternative for your landlords and owner occupiers.

Green mortgages by Foundation

Who are they for?

  • Landlords purchasing properties with an A, B or C EPC rating
  • Landlords remortgaging properties with an EPC rating of C or above
  • Portfolio and non-portfolio landlords
  • Landlords with a near-mainstream credit score
  • Generous ICRs of 125% for limited companies and basic rate tax payers, and 145% for other borrower types

Buy to let remortgage 'reward'

  • F1 2 year and 5 year fixed rates up to 75% LTV to £1m and 65% LTV up to £1.5m
  • £750 cashback upon completion
  • Product fee of just 0.75%
  • For properties with an EPC rating of C or above within the last 12 months
  • Remortgages permitted from day one - if work has been done they can remortgage immediately rather than waiting for 6 months
  • ICR calculated at pay rate on 5 year fixes

Buy to let purchase 'ABC'

  • Discounted variable rates up to 75% LTV and £1m
  • No early repayment charges
  • Product fee of 2%
  • Pricing tiers for properties with an EPC rating of A, B or C
  • ICR calculated at notional rate of 5.5%

“According to the IMLA report 2020, 58% of intermediaries expect consumer demand for green mortgages to grow in the future."

Request a call back

Request a call back
×
×

We have recently changed our panel to ULS - please click here to check your solicitor is on our panel.