To help you navigate through this unknown and changing landscape, we feel it is important and helpful to provide you with: regular business updates, marketing tips for your business and industry opinions from a specialist lender perspective. That is why we have created Broker Hub…
As of Tuesday 17th May 2022, we have launched a new 2-year discount rate product on our F2 range for portfolio & non-portfolio landlords with some historic credit blips.
As of Tuesday 10th May 2022, we have launched a new residential discount product targeted at professionals looking to maximise their income.
We are delighted to announce the return of Jack Gerasimov as a Regional Account Manager.
As of Thursday 14th April 2022, we have launched a new range of Residential Green ABC+ mortgage products. The new range includes fixed and discount rate options, with one free standard valuation.
As of 7th April 2022, we are offering a new BTL Green ABC+ range exclusively for properties with EPC rating of A-C. The new Green products include one free valuation and come with a 1% product fee.
We are excited today to announce that we have launched an expanded panel of solicitors for specialist property cases, including HMOs, large HMOs, and multi-unit properties.
We have introduced a range of enhancements to our fee-assisted buy-to-let product range including fee cuts, the introduction of new 80% LTV products, and new limited edition specialist fee-assisted products.
Our recent research, in partnership with BVA BDRC states that landlords are feeling more optimistic than they were a year ago, with the percentage of landlords feeling “good” or “very good” about their prospects being higher than they were in 2021.
From 2025, under the current proposals all newly rented properties will be required to have an EPC rating of C or above. Currently, properties only require an EPC rating of ‘E’ or above for us to lend at Foundation Home Loans. Existing tenancies will have until 2028 to comply with the new rule changes.
HMOs continue to be a strong option for professional landlords who are experienced in dealing with this property type or who have a support network in place to manage their extra demands.
One of the biggest questions landlords have been asking themselves in recent times is, to incorporate or not to incorporate. As ever, the answer lies within the circumstances of each and every landlord and their portfolios.
As you know, Foundation Home Loans lend on Multi-Unit Blocks, but what constitutes as a Multi-Unit Block? As part of our series on Specialist Property Buy to Let Mortgages, Gemma Lang explains:
It’s no secret that the last few years have been difficult, and 2022 brings its own challenges: the cost-of-living crisis is one of them.
A ‘How to’ guide by Gemma Lang, Regional Area Manager at Foundation Home Loans
As you know, we lend on Short Term Lets in England, Wales and Scotland, but what does “Short Term Let” really mean?
We've created a guide designed to help provide you with all the information you need regarding the documents we require you to submit for BTL cases.
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