Landlords, and the private rented sector in general, have become accustomed to some constant buffeting over the years, be this through regulatory and legislative change, global events and/or domestic economic headwinds.

Like any lender, it’s crucial to ensure that intermediary partners fully appreciate our strengths from a product, criteria and service perspective as lines can sometimes become a little blurred, especially when operating under the ‘specialist’ banner.

As we enter a crucial Spring season for the housing and mortgage market, it will be interesting to note any transactional uplift when it comes to borrowing types, property types and on a regional basis.

For some time, there has been a widely-held opinion that a significant number of landlords are seeking to make their exit from the private rental sector (PRS), forced out by higher rates, greater costs of running properties, and taxation policies which impact on overall profitability.