Specialist HMOs and all MUFBs
For properties which require a commercial valuation such as large HMOs or 1-6 bed HMOs which have a specialist feature, and MUFBs.
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Why use Solutions by Foundation for MUFBs and Specialist HMOs?
- No bedroom limit on HMOs up to 65% LTV
- HMO or multi-unit freehold block experience not required
- Only 1 month rental experience required
- 'Early’ re-mortgages based on market value & available on a mix of MUFB and HMO within the same block can be considered
- Properties which require a commercial/red book valuation
At a glance:
Specialist HMOs
- 7 and 8 beds max loan £1.5m to 75% LTV
- Large HMOs no bed limit & max loan £1.5m up to 65% LTV
- Shared utilities can be considered
- 1 - 6 bed HMOs with multiple kitchens
- 1 - 6 bed HMOs which require a commercial valuation
At a glance:
All MUFBs
- We can consider Multi-Unit freehold blocks up to 10 units
- Max loan £1.5m to 75% LTV
- Max loan £2m to 65% LTV
- Required to have a commercial (red book) valuation
- We require no minimum unit square footage for MUFBs