Residential clients who don't quite meet mainstream criteria?

Residential by Foundation

Example borrower case studies

Foundation Home Loans is the home of specialist lending for those residential clients who don't quite fit mainstream criteria. We are here for your clients with multiple income sources or those who have experienced credit events in the last few years, and we underwrite manually - ensuring a fair and flexible approach. Every day, we help our intermediary partners to help borrowers like these get the mortgages they need.

Maximise income

Find out how we can help your clients like Trevor and Pam

Self-employed directors

Richard and Julie's story

Unusual sources of income

Simon uses investment income to realise a life-long dream

Low credit score

Even with a low score, buyers like Sean can access the property ladder

Credit blips

Nikki's credit history may not meet mainstream criteria but we can help

Multiple income sources

How we help clients like Tom and Andy utilise more of their income types

Recently Self-Employed

How our bespoke approach to each case can help your self-employed customers

Buying using up to 4 incomes and into retirement

Rajesh, Deepa, and son Rakesh, are looking to buy together after one has returned to work from furlough

Borrowing into retirement using income from land and property

Find out how we help borrowers like Colin and Anne

Professional with mixed income sources and high LTV

Find out how we can help your clients like Charlie the Dentist

Complex income - Professionals with Locum

Find out how we can help your clients like Leyla and her family

Customers with high Commission income

Find out how we can help your clients like Zahra

Pound-for-pound remortgage with no loan-to-income cap

Pound-for-pound remortgage with no loan-to-income cap

Large loan debt consolidation with revolving credit missed payments

Large loan debt consolidation with revolving credit missed payments

Joint Borrower Sole Proprietor mortgages

Joint Borrower Sole Proprietor mortgage

What would you like to do next?

Download our residential product guide

Download Residential Product Guide

Gain a decision for your own client

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Find out how much your client could borrow

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