Real People, Real Homes: our Residential Success Stories
These stories show how our residential products have helped people at every stage — from first-time buyers to those finding their forever home. Each one highlights how extended criteria has helped to meet the unique needs of our customers.
£4£ Remortgage
Daphne and Joe are both self-employed and found themselves in a tricky position as they approached the end of their mortgage term with another lender. Unfortunately, they were unable to secure a product transfer with their existing lender.
Joint Borrower Sole Proprietor
Charlotte, aged 26 and like many young people today, is still living at home with her parents. She’s eager to move out and buy her first property but is keen to stay close to her family and remain within easy reach of her workplace.
Self-employed
Richard and Julie, aged 50 and 51, are a married couple with three children still living at home. They’ve built up an established plumbing business over the years. Like many other self-employed applicants, their incomes fluctuate and come from multiple sources.
Low credit score
Sean is 21, single, and currently lives at home with his parents. He’s recently started a new job and is keen to get his foot on the property ladder as a first-time buyer. To support him, his family are generously gifting him a deposit towards his first home.