Need flexibility for your portfolio landlord cases?

Buy to Let by Foundation

Key criteria

Our more flexible approach

  • No business plans needed
  • No asset and liability statements needed
  • Simple forms and process times are the same as non-portfolio cases
  • Custom tests for the background portfolio
  • Includes specialist properties - HMOs (up to 6 occupants), and short term lets
  • No product restrictions – our full range is available to portfolio landlords
  • Quick apply – landlord underwriting valid for 6 months, making additional applications easier
  • Early remortgage available

Who for?

  • Landlords with 4 buy to let properties or more
  • Maximum age 85 at end of term
  • Minimum age 21
  • Up to 2 applicants
  • Landlords with gifted deposits
  • Capital raising for buy to let purchases

How much?

  • Portfolios of any size (subject to £5m lending with us)
  • Maximum loan £2m where product allows
  • Maximum term 30 years
  • Generous ICRs – basic tax payers and limited companies 125% and high rate tax paying individuals 145%

Broker testimonials

Efficient and flexible

"Efficient service. Flexible criteria with a competitive rates. Will use again"

Common sense lending

“Common sense lending, not tick box, would definitely use again and thoroughly recommend.”


“Excellent support & service from the team at Foundation! So refreshing to work in partnership with a lender who values brokers as well as clients!”

Very good and reliable

“This was the first case I placed with Foundation and found them to be very good and reliable! The service from David Wheatley the office BDM was particularly good.”




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