Need flexibility for your portfolio landlord cases?
Buy to Let by Foundation
Portfolio landlord client?
We specialise in portfolio landlord clients. How does that benefit you? Our expertise means, we don’t ask for business plans or asset and liability statements from your clients. We also have no limit to the portfolio size. Discover more by watching our 30 second video.
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A case to place?
Key criteria
Our more flexible approach
- No business plans needed
- No asset and liability statements needed
- Simple forms and process times are the same as non-portfolio cases
- Custom tests for the background portfolio
- Includes specialist properties - HMOs (up to 6 occupants), and short term lets
- No product restrictions – our full range is available to portfolio landlords
- Quick apply – landlord underwriting valid for 6 months, making additional applications easier
- Early remortgage available
Who for?
- Landlords with 4 buy to let properties or more
- Maximum age 85 at end of term
- Minimum age 21
- Up to 2 applicants
- Landlords with gifted deposits
- Capital raising for buy to let purchases
How much?
- Portfolios of any size (subject to £5m lending with us)
- Maximum loan £2m where product allows
- Maximum term 30 years
- Generous ICRs – basic tax payers and limited companies 125% and high rate tax paying individuals 145%
Broker testimonials
Efficient and flexible
"Efficient service. Flexible criteria with a competitive rates. Will use again"
Common sense lending
“Common sense lending, not tick box, would definitely use again and thoroughly recommend.”
Refreshing
“Excellent support & service from the team at Foundation! So refreshing to work in partnership with a lender who values brokers as well as clients!”
Very good and reliable
“This was the first case I placed with Foundation and found them to be very good and reliable! The service from David Wheatley the office BDM was particularly good.”