Clients can fail high street credit checks for being too close to their credit card limit, having frequent credit searches against them, regularly moving house and more.

We understand that credit scores can be impacted for all different reasons and we cater for those mainstream misses.

Want to discuss a case? Call 0344 770 8032

Quick Overview

Rates from 2.24%
Up to 85% LTV
F1: No adverse credit in last 3 years
Interest only options
No minimum income
Loans up to £750k
Max age 75 (end of term)
Failed credit score mortgages
£50k Minimum loan
For self employed or employed
Gifted deposits accepted
Minimum age 18

The Products

Residential F1
  • Those who’ve failed a high street credit check for being too close to their credit card limit, moving house a lot and more
  • No IVAs or bankruptcies
  • Rates from 2.24%
  • Up to 85% LTV
Other Residential products
  • Our other residential ranges are F2, F3 and FTB. These products cater for clients with more blips on their credit ratings.
XS
SM
MD
LG