All defaults and CCJs must be satisfied irrespective of when they occured, unless otherwise stated

All CCJs must be fully satisfied at the time of application

Defaults within the last 36 months are considered but only where the cumulative value is below £250 and relates to mail order, comms and utilities

Worst status of 2 per account in the last 36 months with 0 in the last 12 months

None registered against any borrower

All defaults and CCJs must be satisfied irrespective of when they occurred, unless otherwise stated

1 unsatisfied (if older than 24m) to the value of £200 otherwise must be satisfied at application

Defaults within the last 24 months are considered but only where the cumulative value is below £250 and relates to mail order, comms and utilities

Up to date on application Worst status of 2 per account in the last 24 months

Up to date on application Worst status of 1 per account in the last 24 months

None registered against any borrower

All defaults and CCJs must be satisfied irrespective of when they occurred, unless otherwise stated

1 unsatisfied (if older than 12m) tot he value of £200 otherwise must be satisfied at application

Defaults within the last 12 months are considered but only where the cumulative value is below £250 and relates to mail order, comms and utilities

Up to date on application Worst status of 2 per account in the last 12 months

Up to date on application Worst status of 2 per account in the last 24 months

Bankruptcy discharged or IVAs satisfied 3 or more years ago are considered