A clean address history is key for a good credit score. So if your client is not on the voters roll at their current address, or if they move house a lot, then this will have a negative impact on their credit rating.
Did you know there are many reasons why clients can fail a high street credit score? Some of them may surprise you.
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A clean address history is key for a good credit score. So if your client is not on the voters roll at their current address, or if they move house a lot, then this will have a negative impact on their credit rating.
Clients who have frequent credit searches conducted against them, for anything from a mortgage to a new mobile phone, will likely have a poorer credit score.
Clients who heavily rely on credit cards will have a lower credit score – exceeding 60% of a credit limit affects a score significantly and exceeding 75% of a credit limit will double this negative impact.
