A clean address history is key for a good credit score. So if your client is not on the voters roll at their current address, or if they move house a lot, then this will have a negative impact on their credit rating.
Did you know there are many reasons why clients can fail a high street credit score? Some of them may surprise you.
Check out our video below.
A clean address history is key for a good credit score. So if your client is not on the voters roll at their current address, or if they move house a lot, then this will have a negative impact on their credit rating.
Clients who have frequent credit searches conducted against them, for anything from a mortgage to a new mobile phone, will likely have a poorer credit score.
Clients who heavily rely on credit cards will have a lower credit score – exceeding 60% of a credit limit affects a score significantly and exceeding 75% of a credit limit will double this negative impact.
Up to 4 applicants
Interest only options
No minimum income
Loans up to £750k
Max age 75 (end of term)
FTB options
£50k Minimum loan
For self employed or employed
Gifted deposits accepted
Minimum age 18
