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  • Foundation Home
  • Buy to let
    • Buy to let Welcome to the home of specialist buy to let mortgages for both individual landlords and limited companies.
    • Buy to let calculator How much can my client borrow?
    • Buy to let case studies Example borrower case studies
    • BTL News Our latest BTL News and updates
    • BTL documents Everything you need to know about our BTL products and criteria
  • Residential
    • Residential We are here to help your clients with circumstances that might be a little out of the ordinary.
    • Professionals Discover our new specific range of mortgages for professionals
    • KeyWorkers Discover our new specific range of mortgages for professionals
    • Joint Borrower Sole Proprietor A set of mortgage products for cases with multiple applicants on the mortgage, but fewer on the property deeds.
    • Green mortgages A range of mortgages designed to support those applicants making choices to reduce their impact on the environment.
    • Affordability Calculator Find out how much your clients could borrow
    • Consumer Duty Download all Product Information Documents for all product types
    • Borrower case studies Example borrower case studies
    • Residential News Our latest Residential news and updates
    • Residential documents Everything you need to know about our Residential products and criteria
    • Foundation Home Gnomes Growing your mortgage advice business into more Specialist Residential cases? Our Home Gnomes are here to help!
    • Green EPC Saver Residential A range of mortgages designed to support those applicants making choices to reduce their impact on the environment.
  • Partners
    • How to access our products You can access our products via selected networks, packagers and mortgage clubs
    • How we work How to work with us
    • Fees overview Nobody likes to be surprised by fees. That's why our fees are set out right from the beginning, so that you and your clients know exactly what to expect.
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  • Documents
    • Documents Everything you need to know about our products and criteria
    • England and Wales legal documents Everything solicitors need for completions in England and Wales
    • Scotland legal documents Everything Solicitors need for completions in Scotland
    • Product and Criteria guides All our products and criteria guides
    • Solicitor panels Find out if your solicitor is on our panel - England, Wales and Scotland
  • Broker Hub
    • Broker Hub home News in the FHL and mortgage world
    • Foundation updates Foundation Home Loans specific news and updates
    • Your business and industry Mortgage industry specific news
    • How to hub Helpful videos and checklists to help you do more business
    • All events Virtual and physical events
  • About us
    • About Foundation Why choose Foundation Home Loans?
    • Meet the team Our sales team will support you with your specialist buy to let and residential cases. Get in touch to find the best solution.
    • Mortgage FAQs Mortgage relates frequently asked questions
    • LIBOR FAQs Transition of mortgage accounts which referenced LIBOR to now reference Bank Base Rate is complete
    • Testimonials
  • Portal login
  • Payment of app. fees
  • Foundation Home
  • Buy to let
    • Buy to let Welcome to the home of specialist buy to let mortgages for both individual landlords and limited companies.
    • Buy to let calculator How much can my client borrow?
    • Buy to let case studies Example borrower case studies
    • BTL News Our latest BTL News and updates
    • BTL documents Everything you need to know about our BTL products and criteria
  • Residential
    • Residential We are here to help your clients with circumstances that might be a little out of the ordinary.
    • Professionals Discover our new specific range of mortgages for professionals
    • KeyWorkers Discover our new specific range of mortgages for professionals
    • Joint Borrower Sole Proprietor A set of mortgage products for cases with multiple applicants on the mortgage, but fewer on the property deeds.
    • Green mortgages A range of mortgages designed to support those applicants making choices to reduce their impact on the environment.
    • Affordability Calculator Find out how much your clients could borrow
    • Consumer Duty Download all Product Information Documents for all product types
    • Borrower case studies Example borrower case studies
    • Residential News Our latest Residential news and updates
    • Residential documents Everything you need to know about our Residential products and criteria
    • Foundation Home Gnomes Growing your mortgage advice business into more Specialist Residential cases? Our Home Gnomes are here to help!
    • Green EPC Saver Residential A range of mortgages designed to support those applicants making choices to reduce their impact on the environment.
  • Partners
    • How to access our products You can access our products via selected networks, packagers and mortgage clubs
    • How we work How to work with us
    • Fees overview Nobody likes to be surprised by fees. That's why our fees are set out right from the beginning, so that you and your clients know exactly what to expect.
    • Portal login Portal login
  • Documents
    • Documents Everything you need to know about our products and criteria
    • England and Wales legal documents Everything solicitors need for completions in England and Wales
    • Scotland legal documents Everything Solicitors need for completions in Scotland
    • Product and Criteria guides All our products and criteria guides
    • Solicitor panels Find out if your solicitor is on our panel - England, Wales and Scotland
  • Broker Hub
    • Broker Hub home News in the FHL and mortgage world
    • Foundation updates Foundation Home Loans specific news and updates
    • Your business and industry Mortgage industry specific news
    • How to hub Helpful videos and checklists to help you do more business
    • All events Virtual and physical events
  • About us
    • About Foundation Why choose Foundation Home Loans?
    • Meet the team Our sales team will support you with your specialist buy to let and residential cases. Get in touch to find the best solution.
    • Mortgage FAQs Mortgage relates frequently asked questions
    • LIBOR FAQs Transition of mortgage accounts which referenced LIBOR to now reference Bank Base Rate is complete
    • Testimonials
Row Houses Listing
Foundation Home Loans
13 May 2025

Major rate reductions across specialist property type products

Today (Tuesday 13th May) we have refreshed our Buy to Let product range with rate reductions across a number of specialist property types. 

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Property Plus
Foundation Home Loans
11 Feb 2025

Introducing Property Plus and HMO Plus

At Foundation Home Loans, we take pride in offering a broad and flexible range of buy to let mortgages that cater to the diverse needs of landlords and property types. Our comprehensive suite of products is designed to support a variety of borrowers, from first-time landlords to experienced portfolio investors. 

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Resi Expanding (1)
Foundation Home Loans
16 Jan 2025

Expanding our Residential lending capabilities

At Foundation Home Loans, we're always looking for ways to better serve your customers. That's why we're thrilled to share some changes we've made to our Residential lending products.

Read more
Untitled Design (1)
Foundation Home Loans
08 Jan 2025

NEW Fee Assisted Legal Service across our range of remortgage products

We can today announce the launch of a new Fee Assisted Legal Service available to borrowers remortgaging across a range of eligible standard residential products. 

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Article Image How To Prof
Foundation Home Loans
03 Jan 2025

Why 2025 Could Be the Year of the Remortgage

The mortgage market has seen significant shifts recently, with remortgage activity taking a backseat to product transfers (PTs).

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Landlord Confidence Article Img
Foundation Home Loans
12 Sep 2024

New and updated Residential Professional and Buy to Let rates launched, along with Professionals products now available on all repayment types, including interest only.

As of today, Thursday, September 12th, we have updated selected rates in our Residential Professionals’ range and also made them available on all repayment types, including interest only. Additionally, we are excited to introduce new products, including a brand-new F1 Green 5-Year Fixed BTL product.

Read more
CBTL Webpage
Foundation Home Loans
29 Aug 2024

Our Consumer Buy-to-Let Mortgages: What You Need to Know

We are pleased to announce that we now accept Consumer Buy to Lets as part of our standard criteria.

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Peter Olasoji
Foundation Home Loans
16 Aug 2024

‘Buy to Let by Foundation’ add a new Regional Account Manager in the South of England

Buy to Let by Foundation has today (16 August 2024) announced the appointment of an additional Regional Account Manager in the South region.

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Fiducia Hub
Foundation Home Loans
02 Apr 2024

Foundation Home Loans adds Fiducia Commercial Network to its Key Partners distribution panel

Today we have added the network, Fiducia Commercial Network, to its Key Partners distribution panel.

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Shaking Hands
Foundation Home Loans
20 Mar 2024

FIBA adds Foundation Home Loans to lender panel

The Financial Intermediary & Broker Association (FIBA) has announced that Foundation Home Loans is the latest addition to its lender panel, following the recent appointments of Paragon Bank Lloyds Bank, and HSBC.

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BTL Cal
Foundation Home Loans
05 Mar 2024

BTL affordability stress rates - improved!

We are pleased to announce that we have improved the stress rates on our BTL and Solutions calculators - for short-term (sub-5-year) products, to support landlords in achieving their desired loans.

Read more
Keith Resi
Foundation Home Loans
19 Feb 2024

Foundation Home Loans appoints new National Sales Manager for Residential by Foundation

We are pleased to announce that Keith Jones will be heading up our residential propostion, taking the responsibility as National Sales Manager for Residential by Foundation

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NACFB
Foundation Home Loans
14 Feb 2024

Foundation Home Loans partners with NACFB to broaden availability of ‘Solutions by Foundation’

We have become a patron partner of the National Association of Commercial Finance Brokers (NACFB), the UK’s largest independent trade body for the brokers.

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Yellow Autumn (1) (1)
Foundation Home Loans
31 Jan 2024

Mortgage Introducer 5-star lender of 2023

A huge thanks to all of our intermediary partners who voted for Foundation Home Loans to be named a Mortgage Introducer 5-star lender of 2023.

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New Rebrand
Foundation Home Loans
23 Jan 2024

Foundation Home loans launches 3 new brands with reduced rates

As of today, Tuesday 23rd January, we have announced the launch of ‘Solutions by Foundation’, a new suite of broad and specialist criteria and products for an additional layer of specialist buy-to-let needs, covering multi-occupancy properties, mixed-use property (part-commercial) and expat borrowers.

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Yellow Autumn (2)
Foundation Home Loans
17 Jan 2024

Foundation Home Loans awarded Feefo Gold Trusted Service Award 2024

Foundation Home Loans has been awarded the Feefo Gold Trusted Service Award for the second year running, having broken their previous year’s record.

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Happy Key Workers People Image
Foundation Home Loans
03 Aug 2023

Latest! now offering mortgages for Key Workers

We are pleased to announce that as of today, Thursday 3rd August, we have further enhanced our owner-occupied proposition with the launch of products with enhanced loan-to-income (LTI) limits for Key Workers.

Read more
Kelly
Foundation Home Loans
31 May 2023

Foundation Home Loans' Kelly Pallister named Elite Woman 2023

Kelly Pallister, Foundation Home Loans’ Managing Director (Operations) has been named one of the Elite Women of 2023, by Mortgage Introducer magazine.

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Shutterstock 2101040089 (1)
Foundation Home Loans
27 Apr 2023

How we are supporting you in creating better consumer outcomes – Consumer Duty page April 2023

Our mortgage intermediary partners can now access a new set of Product Information Documents to support our joint aims of delivering better consumer outcomes, in line with the new Consumer Duty regulations.

Read more
Article Image Sizes (538 × 220 Px) (2)
Foundation Home Loans
13 Feb 2023

Foundation awarded Feefo Gold Trusted Service Award 2023

We are extremely pleased to announce that we have been awarded the Feefo Gold Trusted Service Award, an independent seal of excellence, which recognises businesses that consistently deliver a world-class user experience.

Read more
Shutterstock 2152327037
Foundation Home Loans
18 Jan 2023

How we assess land and property income on residential mortgage applications

For Residential (Owner occupier) affordability calculations, we take into account Profit from Land and Property LESS the finance cost.

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Shutterstock 2222778419
Foundation Home Loans
16 Aug 2022

Homes for Ukraine Scheme

Foundation Home Loans is fully supportive of the Government’s Homes for Ukraine Scheme.

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Hub Article Article Sales
Foundation Home Loans
21 Feb 2022

Foundation Home Loans announce two National Sales Managers

We are delighted to announce the appointment of two National Sales Managers.

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Hub Article Listing Scotlandpsd
Foundation Home Loans
24 Jan 2022

Foundation Home Loans launches lending in Scotland

We are excited to announce that today we have expanded our mortgage offering to borrowers purchasing or remortgaging properties in Scotland.

Read more
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© 2025 Foundation Home Loans is a trading style of Paratus AMC Limited. Registered Office: No.5 Arlington Square, Downshire Way, Bracknell, Berkshire RG12 1WA.

Registered in England with Company No. 3489004. Paratus AMC Limited is authorised and regulated by the Financial Conduct Authority.

Our registration number is 301128.
Buy to let mortgages are not regulated by the Financial Conduct Authority.
Calls may be monitored and recorded.

The Financial Ombudsman Service is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at www.financial-ombudsman.org.uk

Our latest terms and conditions can be found here