Straightforward approach to limited company cases?

Solution Found.

Foundation Home Loans

Limited company client?

We are specialists in limited company buy to let. Our straightforward approach means we consider newly incorporated companies and we have generous ICRs. Discover more by watching our 30 second video.

Key criteria

A more straightforward approach

  • Generous ICR of 125%, for specialist properties including HMOs, MUBs and short term lets
  • Newly incorporated limited companies accepted
  • No credit search for shareholders with less than 20% shareholding
  • Switch to limited company application pre-offer

Who for?

  • Up to 4 directors
  • Newly incorporated limited companies
  • Expats
  • Complex company structures
  • Limited companies using intercompany loans as deposits
  • No minimum income for limited company applicants
  • No maximum age for limited company applicants

How much?

  • Loans of up to £2m
  • No limit to portfolio size (subject to £3m with us)
  • Minimum loan amount is £50,000

Broker testimonials

Efficient and flexible

"Efficient service. Flexible criteria with a competitive rates. Will use again"

Graham Morris, Finance Planning Mortgage & Protection Solutions

Common sense lending

“Common sense lending, not tick box, would definitely use again and thoroughly recommend.”

Rachel Lummis, Xpress Mortgages

Refreshing

“Excellent support & service from the team at Foundation! So refreshing to work in partnership with a lender who values brokers as well as clients!”

Kim McGinley, VIBE Finance

Very good and reliable

“This was the first case I placed with Foundation and found them to be very good and reliable! The service from David Wheatley the office BDM was particularly good.”

Claire Taylor, Protego Mortgage Planning

Most popular limited company product

5 year fixed rate,
F1 5 year fixed, 75% LTV product, 3.54%.
Most recent update to our limited company range
Rate reductions across the range of up to 20 bps. 2 year rates start from 3.04% and 5 year rates from 3.19%.

Useful guides

Limited Co product guide Buy to Let Criteria Guide

Get in touch

Contact your BDM Request a callback

A case to place?

Submit a case? Register to do business with us

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© 2018 Foundation Home Loans is a trading style of Paratus AMC Limited. Registered Office: No.5 Arlington Square, Downshire Way, Bracknell, Berkshire RG12 1WA.

Registered in England with Company No. 3489004. Paratus AMC Limited is authorised and regulated by the Financial Conduct Authority.

Our registration number is 301128.
Buy to let mortgages are not regulated by the Financial Conduct Authority.
Calls may be monitored and recorded.

The Financial Ombudsman Service is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at www.financial-ombudsman.org.uk