Straightforward approach to limited company cases?

Buy to Let by Foundation

Key criteria

A more straightforward approach

  • Generous ICR of 125%, for specialist properties including HMOs, MUFBs and short term lets
  • Newly incorporated limited companies accepted
  • No credit search for shareholders with less than 20% shareholding
  • Switch to limited company application pre-offer
  • Early remortgage available

Who for?

  • Up to 4 directors
  • Newly incorporated limited companies
  • Expats
  • Complex company structures
  • Limited companies using intercompany loans as deposits
  • No minimum income for limited company applicants
  • No maximum age for limited company applicants

How much?

  • Loans of up to £2m where product allows
  • No limit to portfolio size (subject to £5m with us)
  • Minimum loan amount is £50,000 where product allows

Broker testimonials

Efficient and flexible

"Efficient service. Flexible criteria with a competitive rates. Will use again"

Common sense lending

“Common sense lending, not tick box, would definitely use again and thoroughly recommend.”


“Excellent support & service from the team at Foundation! So refreshing to work in partnership with a lender who values brokers as well as clients!”

A breath of fresh air

A breath of fresh air, the underwriter had obviously completed plenty of research on the applicant and his companies and... we talked it through and she was looking at all angles. I will be looking to put business with Foundation going forward and that is down to Shirli and Keith, my RAM, who has also been excellent.




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