No extension of the current stamp duty reduced rates period has been announced, and we have to work on the basis that it won’t be forthcoming.
It’s very difficult to look beyond more than a few months into the future at the moment, predominantly because of the stamp duty holiday deadline that is racing into focus.
Back in November, the Chancellor Rishi Sunak further extended the furlough scheme to provide additional support for a variety of businesses and individuals.
The response to the ‘reopening’ of the housing market, especially from a specialist lending perspective, has been incredible.
The housing and mortgage markets have been buoyant during the 3rd Quarter and into Q4, fuelled largely by the SDLT temporary reduced rates for house purchases completing before 31st March 2021.
It’s testament to the UK’s continued appetite for homeownership, government intervention and sustained commitment from lenders that we're in this quite remarkable position at the end of 2020.
The impact of the second national lockdown was far less severe than the initial lockdown period on the property and mortgage markets.
Recent mortgage data from CACI suggests there is likely to be significant number of product maturities in December - valued at £33.18bn - while 2021 could see the total maturity figure hitting £250bn.
Our latest research via BVA BDRC landlord survey for Q3 shows that HMO properties outrank all other property types by quite some way.
The landscape has been rocky for property investors for the last three years.
We're here to support those extra-ordinary clients with unsual income sources or those recently self-employed who may now no longer be fitting the criteria of mainstream lenders.
As our lives continue to adapt, we lenders are constantly listening and evolving how best to interact with our adviser partners and their clients/our customers.
As the property and mortgage markets change, so do the needs of your clients and the types of expertise you must offer.
The residential lending landscape has changed immeasurably, particularly in the specialist sector.
Rightmove reported a 1.9% increase in asking prices in June compared to March.
Generating ideas is an important step we can take to help us overcome current and future challenges.
SEO is the process of increasing the quantity and quality of views your website gets from search engines.
A CRM holds information about the clients you have done / would like to do business with.
Email marketing can help to keep you in the minds of your customers, both past and present, when they or their friends are looking to purchase a new property.
We can’t dress things up, this is a crisis. One that has been extremely sharp.
2020 vision is often referred to as having hindsight. Lots of people are probably thinking, ‘If only’?
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