Your Business and Industry

Your Business and Industry

06 May 2021
Foundation Home Loans

What do the markets tell us for Q2?

With Q1 2021 now behind us, it seems like a good time to take stock of what has happened during those first three months, and what the rest of the year might bring.

Your Business and Industry

30 April 2021
Foundation Home Loans

Complex income client demands rising – how you can help them

As some lockdown restrictions are lifted, the scale of the impact on household finances and its likely consequences on the UK economy remain to be seen.

Your Business and Industry

14 April 2021
Foundation Home Loans

High net worth self employed clients missing out on high street borrowing

With the majority of 2020 and the early part of 2021 having a significant impact on many individuals’ income and financial situations, we anticipate that the self-employed particularly will require specialist residential finance going forward, whose propensity for complex income structures often throws them out of mainstream lending criteria.

Your Business and Industry

13 April 2021
Foundation Home Loans

First time landlords – the new investors on the rise in 2021

An important trend is that interest from new investors, ‘first time landlords’ continues to grow.

Your Business and Industry

08 April 2021
Foundation Home Loans

Stepping up to the plate to meet complex income demands

With the majority of 2020 and the early part of 2021 having a significant impact on many individuals’ income and financial situations, we anticipate that an increased number of cases will require specialist residential finance going forward.

Your Business and Industry

06 April 2021
Foundation Home Loans

The challenges facing the green mortgage sector

Green mortgages and green finance are areas which represent huge potential for lenders, intermediaries and borrowers. 

Your Business and Industry

06 April 2021
Foundation Home Loans

Limited company BTL V Individual – what do the numbers say?

What’s the difference between a limited company portfolio landlord, compared to a portfolio held by an individual or group of individuals?

Your Business and Industry

25 March 2021
Foundation Home Loans

How has covid-19 impacted the BTL sector?

Covid-19 has changed the financial landscape for businesses and individuals across the country.

Your Business and Industry

22 March 2021
Foundation Home Loans

6 reasons you should consider a Green Mortgage for your landlord clients in 2021

We believe that the move to improve carbon emissions in the property sector remains critical in 2021. Here are 6 reasons to speak to us about a green mortgage for your landlord clients in 2021.  

Your Business and Industry

16 March 2021
Foundation Home Loans

Yields and demand for HMOs increasing

We continue to develop our product proposition to service the specific needs of the modern landlord in the modern mortgage market. Whether through the addition of lower-value properties, HMOs or multi-unit blocks.

Your Business and Industry

11 March 2021
Foundation Home Loans

Landlord confidence continues to rise

We may still be in Q1 but there are plenty of reasons to be optimistic that landlords will remain active over the course of 2021 as shown in our latest research carried out by BDRC.

Your Business and Industry

01 March 2021
Foundation Home Loans

2021 buy to let profitability, yield and voids

Despite shifting market dynamics and lingering economic uncertainty, the fundamental principles underpinning the UK private rented sector remain strong.

Your Business and Industry

12 February 2021
Foundation Home Loans

How the 2016 stamp duty deadline might be your ticket to success

No extension of the current stamp duty reduced rates period has been announced, and we have to work on the basis that it won’t be forthcoming.

Your Business and Industry

29 January 2021
Foundation Home Loans

Minimising purchase drop off risk at the stamp duty deadline

Just because the stamp duty deadline has been shunted back 3 months, we must all still plan for the impact it will have on our new business pipelines.

Your Business and Industry

18 January 2021
Foundation Home Loans

Searches for post-furlough residential mortgages up 230%

Back in November, the Chancellor Rishi Sunak further extended the furlough scheme to provide additional support for a variety of businesses and individuals.

Your Business and Industry

13 January 2021
Foundation Home Loans

The 2020 buy to let bounce back

The response to the ‘reopening’ of the housing market after the first lockdown in 2020, especially from a specialist lending perspective, was incredible.

Your Business and Industry

22 December 2020
Foundation Home Loans

Buy to let purchase transactions are the highest since 2017

The housing and mortgage markets have been buoyant during the 3rd Quarter and into Q4, fuelled largely by the SDLT temporary reduced rates for house purchases completing before 31st March 2021.  

Your Business and Industry

21 December 2020
Foundation Home Loans

Reaching the first time buyers who feel home ownership is ‘impossible’

It’s testament to the UK’s continued appetite for homeownership, government intervention and sustained commitment from lenders that we're in this quite remarkable position at the end of 2020.

Your Business and Industry

18 December 2020
Foundation Home Loans

How lenders are dealing with the 67% increase in purchases

The impact of the second national lockdown was far less severe than the initial lockdown period on the property and mortgage markets.

Your Business and Industry

16 December 2020
Foundation Home Loans

Why now is the time to consider remortgages

Recent mortgage data from CACI suggests there is likely to be significant number of product maturities in December - valued at £33.18bn - while 2021 could see the total maturity figure hitting £250bn.

Your Business and Industry

23 November 2020
Foundation Home Loans

The 2021 growth in the HMO market you don’t want to miss

Our latest research via BVA BDRC landlord survey for Q3 shows that HMO properties outrank all other property types by quite some way.

Your Business and Industry

17 November 2020
Foundation Home Loans

Latest September landlord survey data shows healthy confidence

The landscape has been rocky for property investors for the last three years.

Your Business and Industry

11 November 2020
Foundation Home Loans

Need help with your extra-ordinary residential clients this Autumn?

We're here to support those extra-ordinary clients with unsual income sources or those recently self-employed who may now no longer be fitting the criteria of mainstream lenders.

Your Business and Industry

02 November 2020
Foundation Home Loans

Zoom in on more great interactions with your clients

As our lives continue to adapt, we lenders are constantly listening and evolving how best to interact with our adviser partners and their clients/our customers.

Your Business and Industry

14 September 2020
Foundation Home Loans

Are you missing out on these landlord trends?

As the property and mortgage markets change, so do the needs of your clients and the types of expertise you must offer.

Your Business and Industry

16 July 2020
Mark Whitear

Finding solutions for your clients after furlough

The residential lending landscape has changed immeasurably, particularly in the specialist sector.

Your Business and Industry

30 June 2020
Foundation Home Loans

Are HMOs still a viable investment?

Rightmove reported a 1.9% increase in asking prices in June compared to March.

Your Business and Industry

28 May 2020
Foundation Home Loans

Don’t lockdown your creativity

Generating ideas is an important step we can take to help us overcome current and future challenges.

Your Business and Industry

12 May 2020
Foundation Home Loans

Increase your website traffic

SEO is the process of increasing the quantity and quality of views your website gets from search engines.

Your Business and Industry

11 May 2020
Foundation Home Loans

CRM: Get the most out of your system

A CRM holds information about the clients you have done / would like to do business with.

Your Business and Industry

28 April 2020
Foundation Home Loans

Email marketing tips and resources to help your business

Email marketing can help to keep you in the minds of your customers, both past and present, when they or their friends are looking to purchase a new property.

Your Business and Industry

23 April 2020
Foundation Home Loans

What positive can we find for the buy to let market?

We can’t dress things up, this is a crisis. One that has been extremely sharp.

Your Business and Industry

17 April 2020
Foundation Home Loans

2020, hindsight and the benefits of diversification

2020 vision is often referred to as having hindsight. Lots of people are probably thinking, ‘If only’?

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