Specialist mortgages?

Solution Found.

Welcome to Foundation Home Loans. We are a specialist buy to let and residential mortgage lender, providing flexible solutions for your more complex cases.

New! Summer Special Buy to Let 5 year fix

Discover more about our new BTL Summer Special 5 year fixed rate at 4.59% with one free standard valuation and no application fee, as well as our current service levels of 1 day for DIP referral, application and underwriter review on Buy to Let...

Homes for Ukraine Scheme

Foundation Home Loans is fully supportive of the Government’s Homes for Ukraine Scheme.

If you are considering applying to be a sponsor under the Homes for Ukraine Scheme please find further details here:

https://homesforukraine.campaign.gov.uk/ and


Please fully consider your financial circumstances before participating in this Scheme.

Current service levels

Updated 09.08.2022




Time to answer:


30 seconds


Average time to answer broker desk calls.

DIP referral:


Buy to let - 1 day

Residential - 1 day


Decision in principle referral time.

Application review:


Buy to let - 1 day

Residential - 1 day


Maximum time to review a full mortgage application.

Underwriter review:  


Buy to let - 1 day

Residential - 1 day


Maximum time for underwriter to review once all requirements (including valuation) are met. 

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