Need a home for your specialist mortgages?

Solution Found.

We’re talking about limited company buy to lets, for example, and more complex property like HMOs. You can also talk to us about your extra-ordinary residential cases. You know, those cases with multiple incomes, self-employed clients and clients with blips on their credit rating. With us, it is solution found.

Welcome to Foundation Home Loans. We are a specialist buy to let and residential mortgage lender. And we are particularly confident in dealing with limited company applicants, portfolio landlords, those wanting to mortgage an HMO or multi unit block and clients with complex employment. 

Buy to let mortgages

Our mission is to find just the right buy to let solution for your complex clients.

  • Non-portfolio and portfolio landlords
  • Limited companies
  • Those financing HMOs, multi unit blocks and short term lets
  • Individuals with more complex needs


Residential mortgages

Our residential mortgages provide flexible solutions for your more extraordinary clients.

  • The more recently self-employed
  • Employed clients including those with high commission and/or bonus
  • Clients with multiple or unusual income sources
  • Clients with minor blips on their credit rating and other credit score declines

Your Broker Hub

Broker hub provides you with regular updates on our business, marketing tips for your business, industry opinions from a specialist lender perspective and also a place to come for a coffee break. Check out more on Broker Hub below.

Foundation Updates

06 August 2020
Foundation Home Loans

New first time buyer and 80% LTV residential products

We’ve released some exciting new residential products today.

Your Business and Industry

16 July 2020
Mark Whitear

Finding solutions for your clients after furlough

The residential lending landscape has changed immeasurably, particularly in the specialist sector.

Coffee Break

10 June 2020
Foundation Home Loans

My life under lockdown - Hiten

We asked Hiten Ganatra, Managing Director, Visionary Finance, about his life in lockdown.

Current service levels

Updated 15.08.20
Buy to let
Decision in principle referral time:
1 day
1 day
Full mortgage application review time:
2 days
4 days
Time to review uploaded documents:
7 days
7 days
Average time to answer broker desk calls:
59 secs
59 secs