Professional with mixed incomes and high LTV

Charlie The Dentist Croppped icon

The borrowers

Charlie is 50 and lives alone as a widower. He has worked as a self-employed dentist for 25 years and is employed one day a week at his local NHS Dental hospital. He currently has no debts and he has no dependants.

He is looking to buy a house, but has income from several different sources, many of which he has found high street lenders won’t consider.

  • Looking to borrow £460k on a property worth £550k (83%)
  • 24-year mortgage term taking him up to age 75
  • He receives PAYE income from the NHS as well as a net profit LTD company income
  • Also would like to use his UK Land & Property Income as shown on his latest SA302

How we can help

Because we can consider 100% of more types of income, we are able to use all of Charlie’s income as above in our calculations. In addition to this, we can lend up to 6 x Charlie's total combined income on our professional mortgage range. As his role profession does not involve manual labour, we can also consider mortgage terms up to age 75.

We love to talk a case through, why not call your Foundation Regional Area Manager today?

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