Foundation Updates

New! – ‘Multiple Properties One Title’ products – for AST, STL and Holiday letting.

26 Mar 2024

As of today, Tuesday 26th March, we have launched a brand-new suite of products available for Multiple Properties under One Title.

Bright Houses

They are available to individual and portfolio landlords and limited companies, and for letting on a standard AST, Short Term Let or Holiday let basis.

New Multiple Properties One Title product:

  • AST/STL/Holiday Let rental acceptable
  • Up to 4 properties on one title
  • For purchase and re-mortgage
  • Individual/Limited Company
  • 2- and 5-year fixed rates
  • Products available to 65% and 75% LTV
  • Minimum loan size: £100,000
  • Maximum loan size: £3m to 65% LTV; £2m to 75% LTV
  • Rates from 6.69% 2 year and 6.54% 5 year
  • Product fee = 2%


Example scenarios:

  • Up to 4 properties on one title (for example where a number of farm buildings have been converted for residential BTL use)
  • Up to 4 units/flats within a single block – a ‘traditional’ multi-unit freehold block


Tom Jacob, Director of Product and Marketing at Foundation Home Loans, said:

“By launching ‘Solutions by Foundation’ at the start of year, we have been able to look at more specialist lending requirements and to offer specific products that fit these niche areas, but are increasingly in demand.

“These new products for landlords seeking to either buy or remortgage Multiple Properties Under One Title fit that particular billing, and not only can we offer them for standard buy-to-let AST rental agreements, but we can also cover both short-term lets and holiday lets, which we believe is a strong offering within this particular sector of the PRS.

“Increasingly, landlords are looking at ways to broaden their portfolio, increase their yield, and focus on different areas of the rental sector. The concept clearly has similarities with existing Multi-Unit Freehold Blocks but in this scenario, we can lend on up to four dwellings or separate houses or flats on just the one title.

“We’ll continue to look at opportunities such as these within the ‘Solutions by Foundation’ range and would urge advisers to look at our more traditional buy-to-let product range plus these specialist options in order to provide a full range of options to their landlord clients.”

See our new product guides