Got an extra-ordinary
residential case?

Solution Found.

Clients at a glance

 

We are here to help with your more extra-ordinary residential cases. These are the cases that are a little bit out of the ordinary, where your client might not be able to go to the high street. Your client’s circumstances might be similar to one of the examples below – have a look to see the types of clients that we can help you get a mortgage for.

What if my clients...?

Recently self-employed

A recent change from PAYE to partner status.

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Multiple income sources

Both employed, but have some extra income through self-employed business.

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Self-employed directors with retained profits

Fluctuating and multiple sources of income.

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Unusual sources of income

Income derived from multiple sources including property.

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Credit blips

Minor credit blips and income from three employment sources.

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Maximise income

Looking to remortgage and capital raise a deposit for a buy to let property.

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Low credit score

First time buyer with a gifted deposit and a low credit score.

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Furlough

An applicant who has been on furlough and two applicants taking mortgage into retirement.

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Useful guides

Residential criteria guide Residential product guide

Resi calculator

Affordability calculator

A case to place?

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Broker Testimonials

Efficient and flexible

"Efficient service. Flexible criteria with a competitive rates. Will use again"

Graham Morris, Finance Planning Mortgage & Protection Solutions

Common sense lending

“Common sense lending, not tick box, would definitely use again and thoroughly recommend.”

Rachel Lummis, Xpress Mortgages

Refreshing

“Excellent support & service from the team at Foundation! So refreshing to work in partnership with a lender who values brokers as well as clients!”

Kim McGinley, VIBE Finance

Very good and reliable

“This was the first case I placed with Foundation and found them to be very good and reliable! The service from David Wheatley the office BDM was particularly good.”

Claire Taylor, Protego Mortgage Planning

Refreshing

“Excellent support & service from the team at Foundation! So refreshing to work in partnership with a lender who values brokers as well as clients!”

Kim McGinley, VIBE Finance

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© 2018 Foundation Home Loans is a trading style of Paratus AMC Limited. Registered Office: No.5 Arlington Square, Downshire Way, Bracknell, Berkshire RG12 1WA.

Registered in England with Company No. 3489004. Paratus AMC Limited is authorised and regulated by the Financial Conduct Authority.

Our registration number is 301128.
Buy to let mortgages are not regulated by the Financial Conduct Authority.
Calls may be monitored and recorded.

The Financial Ombudsman Service is an agency for arbitrating on unresolved complaints between regulated firms and their clients. Full details of the FOS can be found on its website at www.financial-ombudsman.org.uk