Trevor and Pam are both 48 and married with three adult children. They would like to maximise their income including bonuses for home improvements and to capital raise for the deposit on their first buy to let. Trevor has a satisfied CCJ on his credit record from three years ago.
Because we are able to use 100% of regular bonuses, we are able to maximise Trevor’s income. For borrowers with an income structure like Pam’s, we can use 50% of bank income when it’s supplementary to main income and 100% of bank income if it is the only source. We have an exceptionally wide range of income types that we can accept; you can search through them on our acceptable residential income guide here.
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