Affordability Calculator

Mortgage Details

Include any secured and unsecured loans to remain after completion. Exclude any loans that will expire in the next 3 months.

The customer's basic expenditure is all mandatory outgoings on a monthly basis such as, utilities, phone bill, council tax, food or clothes shopping, TV License and travel to and from work.

The customer's regular expenditure is all outgoings that the customer must make on a monthly basis eg insurance, medical, dental cover, car service costs, MOT costs, equity loan, repayment vehicle etc.

The customer's expenditure that is neither a credit agreement, committed expenditure nor basic essential expenditure.

Applicant #1

Employed Income

Please include all basic income, including shift allowance and regional allowance

Please include bonus and commision

Self-employed Sole Trader / Limited Liability Partnership Income

Please include basic salary and share of net profit

Self-employed Limited Company Income

Please include basic salary

Contractor Income

Total of all current day rates

Other Income

Please include maintenance (court order), universal/tax credit and disability/income supplement

Profit made from UK land and property. Where joint BTL, enter only the profit for the individual applicant.

Please include trust income and investment income (fixed income products only).

Applicant #2

Employed Income

Please include all basic income, including shift allowance and regional allowance

Please include bonus and commision

Self-employed Sole Trader / Limited Liability Partnership Income

Please include basic salary and share of net profit

Self-employed Limited Company Income

Please include basic salary

Contractor Income

Total of all current day rates

Other Income

Please include maintenance (court order), universal/tax credit and disability/income supplement

Profit made from UK land and property. Where joint BTL, enter only the profit for the individual applicant.

Please include trust income and investment income (fixed income products only).

Applicant #3

Employed Income

Please include all basic income, including shift allowance and regional allowance

Please include bonus and commision

Self-employed Sole Trader / Limited Liability Partnership Income

Please include basic salary and share of net profit

Self-employed Limited Company Income

Please include basic salary

Contractor Income

Total of all current day rates

Other Income

Please include maintenance (court order), universal/tax credit and disability/income supplement

Profit made from UK land and property. Where joint BTL, enter only the profit for the individual applicant.

Please include trust income and investment income (fixed income products only).

Applicant #4

Employed Income

Please include all basic income, including shift allowance and regional allowance

Please include bonus and commision

Self-employed Sole Trader / Limited Liability Partnership Income

Please include basic salary and share of net profit

Self-employed Limited Company Income

Please include basic salary

Contractor Income

Total of all current day rates

Other Income

Please include maintenance (court order), universal/tax credit and disability/income supplement

Profit made from UK land and property. Where joint BTL, enter only the profit for the individual applicant.

Please include trust income and investment income (fixed income products only).