Foundation Updates

09 September 2021

New no fee residential remortgage and BTL flat fee limited editions

We have launched new owner occupier remortgage limited editions with no fees, and buy to let flat fee limited editions for both individual and limited company landlord borrowers.

The 75% LTV owner occupier remortgage products have two and five year options, priced at 3.19% and 3.49% respectively, available on a capital and interest basis, with a minimum loan size of £200k. There are no product or application fees, and they come with a free standard valuation.

The new buy to let limited editions are available for both purchase and remortgage, and offered to individual and limited company landlords. The 75% LTV two year fixed rate is available at 2.94%, while the five year option is available at 3.14%. Each product comes with a flat fee of £1,995 and there is no minimum loan size.

 George Gee, our Commercial Director, said:

“There is growing interest in those products which can keep the upfront costs to a minimum for borrowers, so we are very pleased to be able to offer this new F1 limited edition range, which comes with no fees at all for remortgaging owner occupiers and flat product fees for landlord borrowers, both individual and limited company.

“With highly competitive interest rates we believe these new limited editions will provide advisers with a set of options to fit a number of client demographics.

“The flat fee option for landlords also means these buy to let limited editions are highly competitive on total cost and will interest landlords who specifically want larger loan amounts.

“We are committed to both the specialist residential and buy to let market and we want to work with advisers and their clients to find the most suitable product options in a highly competitive market.”

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