Your Business and Industry

17 November 2020

Latest September landlord survey data shows healthy confidence

The landscape has been rocky for property investors for the last three years.

But, no sooner did rental income tax relief taper away than the property market tripped over the Brexit vote, only to pick itself up to the unprecedented instability of a global pandemic.

However, these tenacious landlords, and portfolio landlords particularly, have persevered to maintain a strong private rental market that now shows signs of becoming the saving grace of a nation increasingly dependent on the resource.

Research data from BVA BDRC shows that even prior to the stamp duty announcement in July for England, Scotland and a version for Northern Ireland – landlords reported a growing confidence in their own lettings business, potential portfolio profitability and resulting growth plans.

The latest quarterly BVA BDRC landlord survey from Q3 of 2020 shows the trend to continue.  

  • 30% of landlords have good/very good confidence in their own letting business – up from just 19% in .
  • 86% of landlords are making a profit, and the more properties a landlord has the more likely it is this will be the case.
  • 28% plan to remortgage, particularly portfolio landlords of whom 34% expect to be active.
  • 7% of landlords intend to purchase as a result of the stamp duty holiday available to them, this increases to 13% for those landlords who own between 11 and 19

Naturally, another factor going in their favour is the evolution of lenders’ processes over the last three years, giving a wider range of landlords access to mortgage funding in formats which are increasingly accessible from specialist lenders like Foundation, who specifically support portfolio landlords in their underwriting methods, such as (in our case at Foundation) not asking for business plans, or asset or liability statements, not limiting portfolio sizes and offering their full range of buy-to-let products to portfolio and individual landlords alike.

Why not call us today to find out how we can help your portfolio landlords?

Get in touch


Recommended Articles

Your Business and Industry

13 Apr 2021
Foundation Home Loans

First Time Landlords – the new investors on the rise in 2021

Your Business and Industry

17 Jun 2021
Foundation Home Loans

Landlords move to expand portfolios: 4-year recovery?

Your Business and Industry

22 Dec 2020
Foundation Home Loans

Buy to let purchase transactions the highest since 2017

Request a call back

We have recently changed our panel to ULS - please click here to check your solicitor is on our panel.