Foundation Updates
Introducing our reductions across Buy to Let Core and Specials
We're excited to share our latest updates to our Buy to Let Core and Specials ranges. Whether your client is a UK resident or an expat and is looking for a ltd company loan or a loan in their individual names, our updated range provides flexible options to suit their unique needs.

Buy to Let Core changes
We've introduced an F1 Limited Edition Product that offers:
- 2 year Fixed rate
- Up to 75% LTV
- Rate of 5.65%
- 1% product fee
We've also reduced rates across multiple product ranges:
- F1 and F2 core BTL rates reduced by up to 0.15%, starting from 6.04%
- Remortgage-only products reduced by up to 0.15%, now from 6.24%
- Expat products now starting from 6.44%
- New F1 Limited Edition 5 Year Fixed Green product to 70% LTV, with a rate of 5.99%, along with a £1,995 product fee, one free standard valuation and no application fee
BTL Specials Range Update
We've reduced our entire Specials range by 0.25%, offering:
- Rates from 4.54% at 65% LTV
- Rates from 4.79% at 75% LTV
Why We're Different
We understand that every landlord's journey is unique. That's why we've designed our products and criteria to:
- Support diverse property types
- Provide manual underwriting
- Offer flexible assessment approaches
- Support for portfolio landlords
- Options for limited companies
- Flexibility for Expats
- Solutions for HMOs and holiday lets
- Pathways for First-Time Landlords
Grant Hendry, Director of Sales at Foundation Home Loans said:
"We're committed to providing more than just rates—we offer solutions that truly meet the needs of brokers and their clients. Our new products and broad criteria are designed to simplify the process for brokers while delivering real value for landlords."
These new products and our broad criteria reflect our commitment to supporting brokers in finding tailored solutions for their clients. Whether it’s helping your landlords diversify their portfolios or assisting borrowers with unique circumstances, these updates provide more opportunities to secure the right product.
See the latest product guides here.
For intermediaries only