Choices for borrowers who can't get a mainstream mortgage

In a move to distance ourselves from the darker days of times gone by, terms such as near prime, impaired credit (or mainstream misses as we like to call them) exist to reflect modern lending and help differentiate between a variety of borrowing needs.

And this is where specialist lenders such as Foundation Home Loans can really support your business. We realise that life happens. So we can help brokers whose borrowers might not have a perfect credit record, but do have a very credible borrowing history and therefore deserve access to a competitive lending solution.

Check out our enhanced residential product range

We have enhanced our residential product range for borrowers who don’t quite fit with mainstream lending criteria. We call this ‘Mainstream Misses’ – for clients with near perfect credit scores, accidental historical blips or borrowers with credit blips in the last year.

As long as the borrowers haven’t missed a mortgage payment in the last 36 months, then we will be happy to help if we can.

View our enhanced residential criteria 

Borrowers who need a helping hand? They're welcome under our roof!

So, if it sounds like we could help with your specialist residential cases, contact your dedicated sales manager by clicking the yellow button below.

Speak to your BDM

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The first Supper Club of 2019 took us to Manchester where we locked our guests inside the vault of a former bank until they had broken down the mortgage industry brick by brick.

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Our news

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