Got a complex buy to let case?

Solution Found.

We cater for existing landlords who are financing their property as an individual or limited company. 

We can help with your buy to let cases:

This page is designed to let you know more about our generic solutions for your buy to let clients. We have more specific solutions for your portfolio landlord clients, or for those looking to mortgage through a limited company.  

Key Points

Client types

Portfolio landlords and limited company applicants accepted

Generous ICRs

125% for limited companies and basic rate tax payers.
145% for individuals on higher and additional tax rates

Minimum income

No minimum income

Maximum loan

Maximum loan size is £2m

Maximum age

Individuals: 85
Ltd company applicants: no max age

HMOs and MUBs

HMOs: up to 8 bedrooms
MUBs: up to 10 units

Employment

No minimum term of employment/self-employment

What would you like to do next?

Contact your BDM in your area

More from us

Research

HMOs the success story for landlords in Q3 2019

Our quarterly survey of 883 landlords for Q3 2019 (via BVA BDRC) revealed that the rental yields for their HMOs, at 6.5% per year on average, far outshone the average rental yield for all property types of 5.6%.

Industry views

Stats to influence your buy to let business

The mortgage market is certainly no stranger to data, market research and indices. From understanding our landlord clients to providing an overview of market conditions, data is vital from both internal and external business perspective.

Our news

Five new sales team recruits to kick off 2020

We’ve expanded our sales team with five new recruits including two new regional account managers and three internal business development managers.