Got a complex buy to let case?

Solution Found.

We cater for portfolio landlords to the more inexperienced landlords. In particular, we are experts in limited company cases.

We can help with your buy to let cases:

This page is designed to let you know more about our generic solutions for your buy to let clients. We have more specific solutions for your portfolio landlord clients, or for those looking to mortgage through a limited company.  

Key Points

Client types

Portfolio landlords and limited company applicants accepted

Generous ICRs

125% for limited companies
145% for individuals

Minimum income

No minimum income

Maximum loan

Maximum loan size is £1.5m

Maximum age

Individuals: 85
Ltd company applicants: no max age

HMOs and MUBs

HMOs: up to 8 bedrooms
MUBs: up to 10 units

Short term lets

No AST required


No minimum term of employment/self-employment

What would you like to do next?

View the Buy to let limited company product guide

View the Buy to let individual product guide

Need to place a case with us?

Contact your BDM in your area

Request a callback

More from us


Opportunity knocks to bolster your buy to let business

Our latest research produced in conjunction with BVA BDRC found that almost seven in ten landlords said they would be using a buy to let mortgage to fund their next purchase, with the same number saying they used a mortgage adviser to arrange their most recent buy to let mortgage.

Our news

Reduced buy to let rates and new products

We have launched two new five year buy to let fixed rate products and cut a series of rates across other products in their range.

Our news

New buy to let products launched

As of today, we have launched three new 5 year fixed rate buy to let products. These are available to portfolio and non-portfolio landlords.