Generous ICRs across the range

Our competitive ICRs are the same regardless of property type. And we have lower ICRs for basic rate tax payers. Check out the table below to see which ICRs apply to your client. 



  Individuals Limited companies
  Basic rate tax payers Higher rate tax payers  
Standard property      
2 year fixed rates 125% x 5.5% 145% x 5.5% 125% x 5.5%
5 year fixed rates 125% x pay rate 145% x pay rate 125% x pay rate
       
HMOs and MUBs       
2 year fixed rates 125% x 5.5% 145% x 5.5% 125% x 5.5%
5 year fixed rates 125% x pay rate 145% x pay rate 125% x pay rate

 

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