Generous ICRs across the range

Product guide downloads

Our competitive ICRs are the same regardless of property type. And we have lower ICRs for basic rate tax payers. Check out the table below to see which ICRs apply to your client. 



  Individuals Limited companies
  Basic rate tax payers Higher rate tax payers  
Standard property      
2 year fixed rates 125% x 5.5% 145% x 5.5% 125% x 5.5%
5 year fixed rates 125% x pay rate 145% x pay rate 125% x pay rate
       
HMOs, MUBs and short term lets      
2 year fixed rates 125% x 5.5% 145% x 5.5% 125% x 5.5%
5 year fixed rates 125% x pay rate 145% x pay rate 125% x pay rate

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Individual product guide

Limited company product guide

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More from us

Our news

Reduced buy to let rates and new products

We have launched two new five year buy to let fixed rate products and cut a series of rates across other products in their range.

Our news

Landlords proceeding with caution

Recent market intelligence shows that in September 2019 there were almost as many searches for 2 Year Fixed BTL products as there were for 5-year fixes on Twenty7Tec: 47,000 vs 51,000 and in October also when this split was 51,000 for 2 year and 57,800 for 5-year fixes.

Industry views

Stats to influence your buy to let business

The mortgage market is certainly no stranger to data, market research and indices. From understanding our landlord clients to providing an overview of market conditions, data is vital from both internal and external business perspective.