Straightforward approach to limited company cases?

The fact that 2023 saw a record number of buy-to-let companies being set up is likely to come as no surprise to intermediary firms who have had any landlord interaction over the past few years

The dynamics of the buy-to-let sector continue to change in line with economic influences, market forces, not to mention landlord and tenant demands. 

Given the significant economic upheaval witnessed in recent times, many landlords throughout the UK have undertaken a thorough review of their financial standing, the efficacy of their property portfolios, and, in certain instances, reconsidered their short-term, medium-term, and long-term buy to let objectives.

The data reveals that two-thirds of landlords arranged their most recent BTL mortgage via a mortgage intermediary – discover who needs your help

As portfolios professionalise, how many landlords plan to buy in an SPV/limited company this year? Our latest survey data revealed. 

Over two-thirds of landlords (68%) say they would now be less likely to purchase a property if it has an Energy Performance Certificate (EPC) rating of below C – the level at which anticipated legislation is likely to be introduced for all new and existing private rental sector tenancies from 2025 onwards.

Rental yields and tenant demand are holding firm for landlords’ property investments, however profitability of portfolios was slightly down on the previous quarter, according to the latest Q4 2022 BVA BDRC Landlord Panel research report.

Buying this way is popular, but how many landlords are now taking the leap into remortgaging into a limited company too

Regulatory and tax changes have altered the way that many landlords approach individual property investments and how they structure their portfolios.

It’s no secret that regulatory shifts and tax changes have impacted BTL margins in more recent times and that a strong proportion of landlords – especially those at the more professional end of the spectrum – are carefully evaluating a range of options to help reduce tax burdens, increase yield and manage their outgoings.

One of the biggest questions landlords have been asking themselves in recent times is, to incorporate or not to incorporate. As ever, the answer lies within the circumstances of each and every landlord and their portfolios.

What’s the difference between a limited company portfolio landlord, compared to a portfolio held by an individual or group of individuals?