Foreign Nationals Buy to Let

We offer a range of Foreign National products for customers who have no immediate connection to the UK, but who may be looking for property investment opportunities.

Why use Foundation for your Foreign National client?

Global economic changes often create opportunities for overseas buyers, and over the last year, property in the UK has become an attractive proposition. However, many foreign nationals may struggle to find mortgages where required as there are so few choices of lender available who can underwrite that sort of borrower.

However, at Foundation, we lend to overseas investors, which means Foreign Nationals living in their own country, even though they do not have a UK address or credit footprint.

We have based our lending zones on intermediary feedback, which means that our range of Foreign Nationals BTL mortgages are available to borrowers from initial set of countries reflecting where the majority of our intermediary partners’ business comes from.

A different sort of application

As foreign national applicants do not have a credit record in the UK, there are different forms and processes to allow us to establish both their ID and their credit history.

The application form for foreign nationals’ mortgages is a manual form to be completed. However, we have made the process as simple as possible for you, and you will still continue to be able to see updates as your case progresses through the broker portal as usual.

How the application process works